BDO Credit Card Online Application

You don't need to go to the branch. Just follow these instructions. :)

1. Go to BDO website: https://www.bdo.com.ph/personal
2. Click Credit Cards and then Right Card For You

• If you are still undecided as to what type of credit card you want to avail, you may click Suggest a Card For Me.

Just click the radio buttons corresponding to your answers to their questions. You will see their recommendation in the end. If you decide to avail it, click APPLY NOW.

• If you are caught between two or three types of card and would want to know the best type for your needs, click Compare Credit Cards

Just click on the credits cards you want to compare. 

                                             If you decide to avail one of it, click APPLY NOW.

• If you already know which type of credit card you want to avail, click Browse by Brand

Just click APPLY NOW.

3. After clicking APPLY NOW, you will be directed to the Credit Card Online Application Form Page. Just click the radio button corresponding to your preference.

 Then Click Next at the bottom of the screen.

 4. Fill Out the Application Form.

 Note: Put your Mother's MAIDEN Name on this section: Just do it. :)

5. After filling out the form and clicking I Agree in the Undertaking section, Click Submit.

6. Someone from the bank will call you days after you applied online. He/she will give you the email address where you will send the soft copy of the requirements.

Requirements for BDO Credit Card Application:

Room for rent in Mckinley Hills, Taguig City, Philippines

IMPORTANT NOTE: I no longer stay at Woodridge Residence since November 2014. I am not aware if there were still any available rooms. Lalo na if may naghahanap ng kasama. But you can always contact the numbers provided in the last picture directly or do what I did which is to post sa ibilik or olx ng "Wanted Roommate" :)

DISCLAIMER: I am no business partner nor stock holder of The Woodridge Residence. I am but a humble FORMER tenant here.

Cheapest Room for Rent in Mckinley Hill, Taguig City

As I was experimenting this HTML thing (I was trying the insert image tutorial) for my blog site launching, I saw this picture of mine while browsing my files. I actually have no intention of posting a blog at this moment, but my brain and my hands joined forces that, if only they have their own voices, felt like saying "Jen, just write anything OK? C'mon, you are an official blogger now." And so here it is..

Central Park in front of Woodridge Residence Tower 2.

I decided to focus on the background of this picture I posted. That's me (holding an IPAD and smiling. This picture was supposed to be an entry to my employer's search for their product model. I didn't win. Haha) And that building at the background, THE WOODRIDGE RESIDENCE. 

THE WOODRIDGE RESIDENCE Tower 2

Hmm, so what's there to say? Well, I moved in here last September 2013. It's a walking distance (as in super) to my office. So, if you are working or will be working at Accenture, Hewlett Packard, Thomson Reuters, UnitedHealth or any company around Mckinley Hill, or will be studying at Enderun, Chinese International School, etc., The Woodridge Residence is a good place to consider if you are looking for a temporary house. Plus it is very cheap. Yes. It is cheap. Let me elaborate.

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Ok. Date check: August 14, 2014. I was like composing this blog way back October 7, 2013. Hahahaha! Sorry na, busy lang. :p

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I know three condominiums located in Mckinley: Stamford, Morgans and Tuscany. The cheapest unit I found was 15k per month, fully furnished, in Stamford. Yes, it's kind of a good deal. They have a gym and a swimming pool. Pwede na. That time I have 2 other office-mates searching for a place. So 15k divided by 3, P5000. No electric and water bill and other fees yet. (That price was for a year ago. I don't know if you can still find a 15k fully furnished room these days).

But then, someone told my officemate that there's an apartment in Mckinley which has only more or less than 2k monthly rental per head, inclusive of electric and water bill. 2k! Imagine that! So we checked it out.

Tower 1

The Woodridge Residence is more of a dormitory style building. It has two towers. Tower 1 is for rooms with two double decks which can occupy 4 persons. Tower 2 is for rooms with 5 double decks which can occupy 10 persons. I live in Tower 2. :)

Good-for-4-persons Room

• Two Double Decks

• One Aircon

• You have your own shower room
• You have your own toilet room (Yes, shower and toilet bowl are in separate doors)
•  You have your own kitchen

Good-for-10-persons Room

• Five Double Decks

• One Aircon
• Common Bathroom and Toilet room (Per Floor)

• Common Pantry (Per Floor)

Here is how you can live in The Woodridge Residence for as low as 2k per month, more or less.

One room is worth P17,920. Be it in the Tower 1 or Tower 2.
*Disclaimer: This is all based on what I understood during our inquiry. It may or may not be different to the real scenario. But I am quite sure this is correct. If not, please feel free to correct me and I will update this blog. :)

So, to be able to achieve more or less than 2k rental fee, one must choose to stay in the good-for-10-persons room. P17,920 divided by 10 is P1,792. As far as I know, you can rent the room even if you are less than 10 (or 4 for Tower 1). Of course it will just be more expensive for you guys.

Tower 2 front desk. I told the guards on duty I'd take a picture of them. Obviously they are camera shy. Hehe.

I mentioned that it is 2k inclusive of electric and water bill.

Water bill is fixed at P85 per month regardless of the consumption.

Electric bill will be divided by 10. Let say in a room, their electric bill is P1500. So, divide it by 10, it is P150 per head.

Just do the math. :)

And so I recruited 7 other girls thru ibilik.ph and sulit.com (now olx.com) to join us in the good-for-10-persons room.  I even managed to recruit 8 other girls making us 11 in one room since two girls agreed to share one bed. Of course you have to tell it to the Woodridge administration. So our electric bill is divided by 11, much cheaper. Yey!

My Ad in iBilik.ph: http://www.ibilik.ph/rooms/558948/wanted-female-roommate-woodridge-mckinley-no-longer-available

Staying in the good-for-10-persons room isn't as bad as others may think. One might say it will look crowded, but actually it is not. Our room in Tower 2 is 25.8 sq.m. I'm just not sure if it's the same with the rooms in Tower 1. 

One might say there will be a queue or waiting when using the bathroom, actually I haven't experience it yet. There are 10 shower cubicles and 7 toilet cubicles per floor. Our bathroom even has the hot or cold water feature.

You can cook and eat in the pantry.

Can you see my dorm mate cooking? She even brought her laptop and electric fan in the pantry :D

You can stay and hang out in the lounge. In Tower 1, the lounge is air-conditioned and has free wifi. I don't know why it is not the same way in Tower 2. Maybe because Tower 1 has less tenants since its rooms are good-for-4-persons only, and so less people hanging out in the lounge. Hehe. But you can always go to Tower 1 lounge even if you live in Tower 2. :D

The whole place is presentable since I noticed that the maintenance cleans our bathroom and pantry everyday. Cleaning of air-conditioner filter in your room is also free. You just have to set an appointment in the admin office.

The only downside of the good-for-10-persons room for me is that the access key card is limited. The admin only issues 4 access cards per room. You may request for 2 more, but you have to pay 600 each. Therefore, six maximum access cards  per room. Each room door is installed with RF (Radio frequency) lock. You need the access card to unlock doors to enter your room. Well, we survived one year dealing with limited access card so I guess it just depends on your strategy. You can always knock if you have kind dorm mates :D

The Woodridge Residence has a 1-year contract, meaning you need to stay for one year or else your security deposit will be forfeited. Before you move in, you need to pay 2-months advance and 2-months security deposit. Your deposit will be reimbursed after you terminate your completed contract. Should you wish to continue your stay and renew your contract, a 10% increase in the monthly rental and Security deposit will be applied to your next contract (in our case, from P17,920 it will be P19,712 per month). Security deposit from previous contract will be carried over. Therefore, you need to pay again an advance of 2 months, plus the additional 10% on your security deposit.